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Click below to let us know you read this article, and wiki How will donate to Direct Relief on your behalf.Thanks for helping us achieve our mission of helping everyone learn how to do anything.Some debt relief companies offer to consolidate your loans for a fee, but this isn’t necessary. You’ll have to submit your name, address, Social Security number, driver’s license state and number, contact information and two references who’ve known you for at least three years. This information should be on your monthly billing statement.“Never pay a fee to consolidate your student loans,” says Kantrowitz. You don’t need to consolidate all your loans, and doing so may be a bad idea in some circumstances.
In fact, the faster you pay off your debts the more your credit score will improve.Direct Relief is a humanitarian nonprofit with a mission to improve the health and lives of people affected by poverty and emergencies.Recognized by Charity Navigator and Forbes for its efficiency, Direct Relief equips health professionals in the U. and throughout the world with essential medical resources to effectively treat and care for patients – without regard to politics, religion, or ability to pay.By contrast, federal loan consolidation won’t change how much interest accrues, and eligibility doesn’t depend on your creditworthiness. You can consolidate your federal student loans and refinance your private loans, or consolidate some of your federal loans and refinance others.Or, you may research your options and determine you shouldn’t use either.
You have the option of listing loans that you don’t want to consolidate but that you want factored into your total loan balance. You can choose among Great Lakes Higher Education Corporation & Affiliates, Navient, Nelnet or Fed Loan Servicing.